Edmond

Edmond Bankruptcy Attorney

Over Two Decades of Experience

No one deserves to be consumed by the nightmare of overwhelming debt. No matter how complicated you fear your financial situation might be, HHilton Law Firm, LLC has experience handling similar cases and is prepared to help you. 

The goal at Hilton Law Firm, LLC is to help you chart a course toward a debt-free future. The firm believes that the journey out of debt can be transformative, offering not just financial relief but also a renewed sense of personal empowerment and peace of mind. With a thorough understanding of bankruptcy law, Hilton Law Firm, LLC iscommitted to providing detailed guidance to help you rebuild and secure a stable financial future.

Bankruptcy Services in Edmond

If you are coming to Hilton Law Firm, LLC, your financial situation is probably not ideal. The firm is prepared to handle a wide spectrum of financial issues that can be addressed through bankruptcy. After thoroughly reviewing the details of your situation, Hilton Law Firm, LLC can determine if bankruptcy makes sense for you. 

From there, Hilton Law Firm, LLC aims to make the bankruptcy process as straightforward and beneficial as possible. The firm's strategic approach includes personalized consultations to learn about your specific circumstances, while exploring all viable debt relief options. 

Hilton Law Firm, LLC strives to offer affordable pricing to ensure clients don't have to worry about their legal fees on top of the financial stress they're already under. With a commitment to accessibility, the firm offers flexible payment plans and transparent fee structures to accommodate your budget.

Advantages of Hiring Hilton Law Firm, LLC

  • 25+ years of bankruptcy legal experience
  • Personal, individualized care
  • Swift protection from creditor harassment
  • Affordable services conscientious of your financial situation
  • Strongest client satisfaction rankings in the state
  • Evening and weekend appointment times

Hilton Law Firm, LLC has some of highest client satisfaction ratings in Oklahoma. The firm's practice is deeply rooted in client-focused values, where your needs and outcomes matter most. Hilton Law Firm, LLC believes that a reputation for excellence is built one successful client relationship at a time, and the firm is unwavering in its pursuit to deliver unparalleled service.

Hilton Law Firm, LLC will evaluate your case and help guide you to the best possible solution for managing your debt. If that means bankruptcy, the firm can help determine whether you qualify for Chapter 7 or Chapter 13 and guide you through each step of the filing process. Hilton Law Firm, LLC assists in preparing the necessary documentation, ensuring they are filed on time with the appropriate parties, and serving as your advocate for any creditor meetings.  

To ensure you're supported through every stage of the process, Hilton Law Firm, LLC provides ongoing post-bankruptcy support and offers advice on rebuilding credit and financial planning.

Understanding Bankruptcy in Edmond, OK

In Edmond, OK, bankruptcy proceedings are guided by both federal laws and local regulations that dictate how filings are processed in the county courts. Understanding these laws is crucial for anyone considering bankruptcy as a debt relief option. By collaborating with a seasoned bankruptcy attorney in Edmond, you gain insights into state-specific exemptions and requirements that could influence the outcomes of your filing. For example, local regulations may provide exemptions for certain personal assets that can protect them from liquidation during a Chapter 7 bankruptcy.

Also important are the procedural elements unique to the local Edmond courts, such as specific judicial practices and the common schedules of bankruptcy hearings. Partnering with Hilton Law Firm, LLC ensures you remain informed and prepared for each stage of the process, particularly when attending mandatory credit counseling sessions or meetings with creditors at the designated Edmond court locations.

Frequently Asked Questions

What Are the Differences Between Chapter 7 & Chapter 13 Bankruptcy?

Both Chapter 7 and Chapter 13 bankruptcy options offer pathways out of debt, but they serve different functions depending on the individual's financial situation. Chapter 7 is known as a liquidation bankruptcy, suitable for those who do not have significant income or assets that can be used to pay off debts. It allows for the discharge of unsecured debts such as credit card bills and medical expenses by liquidating non-exempt assets. On the other hand, Chapter 13 bankruptcy involves restructuring debts into a manageable repayment plan that is spread across three to five years. This option is typically beneficial for individuals with a stable income who can afford to pay back a portion of their debts over time while preserving their assets.

How Will Bankruptcy Affect My Credit Score?

Bankruptcy can initially have a significant negative impact on your credit score, as it remains on your credit report for up to 10 years in the case of Chapter 7 and 7 years for Chapter 13. However, for many individuals, the reduction in debt and cessation of missed payments often lead to an improvement in their financial stability over time. With diligent financial practices, including timely payment of any remaining and future obligations, and possibly using secured credit cards, it's possible to rebuild creditworthiness within just a few years. 

Can I Keep My House and Car if I File for Bankruptcy?

Keeping your house and car in a bankruptcy largely depends on the type of bankruptcy filed and the equity you have in these assets. Oklahoma has specific exemptions that might allow a debtor to keep a primary residence and vehicle under certain conditions. In Chapter 7 bankruptcy, you might be able to retain these assets if their value is covered under the state’s exemption limits. With Chapter 13, since you are creating a repayment plan, you could keep your house and car as long as you continue making payments under the court-approved plan. 

Ready to start the bankruptcy process in Edmond? Call (405) 725-1441 or contact Hilton Law Firm, LLC online to schedule a free consultation.

 

 

What Sets Hilton Law Firm Apart

  • Representation From a Law Firm With One of the Highest Client Satisfaction Ratings in the State.

    Mr. Hilton's dedication to client success has earned the firm top satisfaction ratings, ensuring you receive trusted, results-driven legal support.

  • Personalized Attention From Start to Finish.

    Mr. Hilton takes a hands-on approach to your case, providing direct support and tailored legal guidance every step of the way.

  • Affordable Chapter 7 Bankruptcy Payment Options.

    Hilton Law Firm, LLC offers flexible payment plans to make Chapter 7 bankruptcy more accessible, helping you move forward without added financial stress.

  • Evening and Weekend Appointment Availability.

    With evening and weekend appointments, Hilton Law Firm, LLC makes it easy to get the legal help you need, on your schedule.

    “Grateful”
    After years of struggling w/deriorating health due to a series of heart attacks,I struggled with trying to maintain my chiropractic practice and remain current with my current obligations. The struggle became unbearable with the COVID 19 shutdown and I really don't know what I would have done without the very capable counsel of Atty.Alex Hilton. I was interviewed at length,explained what was expected of me and told how to collect the necessary documents. I will be forever grateful for the compassion and expertise demonstrated by this law firm .
    Thomas Joyce
    “Magnificent knowledge and customer service!”
    A wonderful, professional attorney who cares! Recently we were at our darkest moment, financially speaking. However, Mr. Hilton clearly explained our legal rights and obligations and demystified the bankruptcy process for us. No surprises at all -- I could not recommend him more highly!
    Aaron
    “Best bankruptcy attorney ever!!”
    Calling Alex was the best decision we have made!!! We were in a bad situation and had previously recieved some bad advice that made our financial situation even worse. Alex agreed to meet us the same day we called him and he even stayed late to do so! After looking over our mess, he gave us his advice and he answered EVERY SINGLE QUESTION we had! The rest is history! He did everything he said he would!! If you need help and are looking for a bankruptcy attorney, then look no further!! Call Alex today! You will not regret it!
    Kenna
    “Our case complicated and our situation was dire... He took our case, got it sorted out and got our discharge.”
    Our case was complicated and our situation was dire. I was a nervous wreck. Mr. Hilton assured me that once I stepped foot in his office that our problems because his problems and to no longer worry about it. Of course we are only human so that wasn’t possible however, true to his word he took our case, which wasn’t just a straight forward easy chapter 7, and got it sorted out and got our discharge. I would HIGHLY recommend him.
    Steven
    “"If you are looking for someone to help you get back on track financially [...] Alex Hilton is your man."”
    My mother and I have used Mr. Hilton's services on two separate occasions, and we cannot say enough good things about him -- as an attorney, and as a person. He is approachable, polite, transparent about his business practices, sympathetic to each client's particular financial situation and, of course, very knowledgeable about the laws pertaining Chapter 7 bankruptcies. Whenever either of us had a question about the process, he answered our queries thoroughly, making sure we understood everything we needed to before moving forward. Subsequently, what could have been nightmarish ordeals for us both instead were handled with relative ease and care. If you are looking for someone to help you get back on track financially without judgment or the fear of being overwhelmed by what can be an arduous and costly process, then Alex Hilton is your man.
    Khan
    “"Mr. Hilton is a gem and a pleasure to work with!"”
    My wife was so nervous to file bankruptcy and Mr. Hilton talked with her and gave her the history of bankruptcy and the reasoning that is was the right thing to do in our case which set her mind at ease. Mr. Hilton is always there if we have questions and always quick with return emails and phone calls. Even months after everything is finished he is still there for us. Cannot recommend this man highly enough to do him the proper justice.
    L & M Johnson
    “I was terrified and overwhelmed and Mr. Hilton helped make an impossible situation manageable and he did so with patience and extreme kindness.”
    It's been almost a year since Mr. Hilton saved us from a desperate situation. He helped us overcome an incredible burden and helped relieve a tremendous amount of financial stress we were dealing with on a daily basis. Personally, I was terrified and overwhelmed and he helped make an impossible situation manageable and he did so with patience and extreme kindness. He answered all of our questions and was always prompt with returning phone calls. The entire process was seamless for us and we couldn't have asked for a better attorney to represent us during the bankruptcy process.
    M&S B.
    “He worked hard on our mess of a Chapter 13 case. I will recommend him to anyone I know that is in need of a Bankruptcy Attorney.”
    After having a flake for our 1st attorney, Alex Hilton turned our case around and got us amazing results. He worked hard on our mess of a Chapter 13 case. I will recommend him to anyone I know that is in need of a Bankruptcy Attorney. He is kind , compassionate and doesn't mess around
    Former Client
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